Crediting of Legal Entities

Crediting of Legal Entities

JSC “KDB Bank Uzbekistan” offers loans (credit lines) to corporate clients and companies of small business for the following purposes:

• Replenishment of working capital with the possibility of opening revolving credit lines

• Purchase of fixed assets (including technological equipment, buildings, transport vehicles and others)

• Project financing by means of syndicated loans

• Financial lease

• Other purposes not violating regulations of the Republic of Uzbekistan

• Checking documents presented by beneficiary under Export L/C and dispatching shipping documents to issuing bank;

• Give detailed consultation regarding trade finance operations to customers and authorized bodies.

JSC “KDB Bank Uzbekistan” carries out crediting of clients on the following terms:

Terms

• Short-term loans – for a period not exceeding 1 year

• Long-term loans – for a period from 1 to 5 years

Interest Rates

• For loans in  a freely convertible currency – Term SOFR 3 Month + from  4% to 10% per annum

• For loans (financial leases) in the national currency – CBU refinancing rate + from 4% to 10% per annum

Final interest rate on loans and leases is set depending on the type of lending product, business activity and financial position of a company, as well as other economic indicators of the project. Loans can be provided in both fixed and floating interest rates

Loan Amount

To corporate clients (for one transaction)

In hard currency

• Up to 5,000,000.00 (the amount is shown in USD equiv.).

In national currency

• Up to 50,000,000,000.00

Loan amount cannot exceed the amount of total own capital of the company (according to the balance sheet line #480).